Director, Trade Product Manager (Supply Chain Finance)

Summary

The Supply Chian Finance (SCF) portfolio, encompassing Receivables Purchase, Supplier Finance, and Distributor Finance (Open Account products). The SCF Product Manager is responsible for managing the in-country product development, lifecycle and commercialisation of the in-country SCF product. This role supports the execution of in-county product strategy, ensuring the alignment with market needs, regulatory requirements and business growth. The Product Manager will work closely with cross-functional teams, including sales, coverage, operations, legal, technology, compliance, regional leads and group stakeholders to deliver innovative and competitive solutions to CIB clients

Job Responsibilities

• Partner closely with Regional and Group Product leads to articulate and implement key product initiatives
• Collaborate with Sales and Coverage teams to identify customer needs and develop compelling SCF value propositions across diverse CIB client segments.
• Conduct market research and competitor analysis to identify gaps and opportunities for product innovation.
• Work with group/regional product team to define product roadmaps and prioritize development initiatives.
• Responsible for the country's SCF portfolio Profit & Loss (P&L).
• Manage and monitor product performance, ensuring alignment with revenue, profitability, Risk-Weighted Assets (RWA) and client satisfaction goals.
• Provide forecasts, manage the pipeline, and resolve any revenue gaps to ensure growth targets are met.
• Work jointly with Sales and Coverage to improve product offerings resulting in increased revenue and utilization, improve efficiency and reduce cost.
• Manage product updates, customization and rationalization based on client feedback, market demand and regulatory changes.

• Partner with operations, technology and product development team to ensure seamless end-to-end delivery and scalability of products.
• Support launches of SCF product enhancements, new products/variations, trade digitalization initiatives as required.

Job Requirements

• Bachelor's degree in Business, Finance, Economics or related field.
• Minimum 7+ years' relevant banking experience in product management, product development, trade finance.
• Hands on knowledge of working capital solutions, including Receivables Purchase, Supplier Finance, risk distribution, etc, and their operational, legal and compliance aspects.
• Excellent communications (both written and verbal), presentation and stakeholder management skills.
• Strong analytical skills and business acumen.
• Solid understanding of product governance credit risk management principles, including effective mitigants and control frameworks.
• Organised and attention to details.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive,

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.