Analyst/Associate, GCIB Credit, Enterprise Credit

Job Description

About Bank of America

• Our purpose as a firm is to make financial lives better, through the power of every connection. Across the world, we partner with leading corporate and institutional investors through our offices in more than 40 countries. In the U.S alone, we serve almost all Fortune 500 companies and approximately 59 million consumers and small-business customers. We provide a full suite of financial products and services, from banking and investments to asset and risk management. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales and trading.

• Connecting Asia Pacific to the World: Our Asia Pacific team is spread across 23 offices in 12 markets. We are focused on connecting Asia to the world and the world to Asia, using our global expertise to ensure success is shared between us, our clients and our communities. Our regional footprint covers 12 currencies, more than a dozen languages and five time zones, placing us firmly among the region's leading financial services companies.

• Bank of America is committed to attracting, recruiting and retaining top diverse talent from across the globe. Our diversity and inclusion mission is to actively promote an inclusive work environment where all employees have the opportunity to achieve personal success and contribute to the growth of our business.

Key Responsibilities

• Prepare financial spreading and detailed credit memos/analysis of Financial Institutional clients (including banks, broker dealers, insurers and fintech firms), and recommend credit decision based on the financial information, macro-economic/ industry situations, and other relevant information that comply with the Bank's credit policies, procedures, business strategies, and regulatory requirements
• Manage a portfolio of clients and monitor their financial performance and news daily to identify and escalate any emerging risks promptly. Also, attend client meetings to perform credit due diligence periodically
• Collaborate with business partners (including Credit Risk, Corporate Banking, Investment Banking, Global Markets, and Global Transaction Services) to leverage their expertise and insights on clients. Also assist in managing client relationships, finding appropriate financial solutions and ensure all parties are aligned with the Bank's overall strategic goals and objectives
• Work on ad hoc reports and handle any duties assigned by manager or senior team members

Competencies

• Strong analytical skills, and excellent written and verbal communication skills in both English and Chinese
• 4-5 years of experience in banking/finance industry, with some knowledge of capital market, banking products and Greater China financial institution markets
• Strong collaborative skills and a good team player
• High level of accuracy in work with attention to small details
• Good time management and ability to work effectively under tight time pressure
• Minimum Bachelor's degree in Business Administration, Economics or related disciplines